Carmel Valley HOA

Real Estate, Property Values and Homeowner Resources

Selecting a Home Improvement Contractor

Selecting a Contractor Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to...

Tags: Homeowner – Consumer Information – Home-Improvement

Loan Modification: Is it Right For You?

What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify for a lenders loan modification program. What is loan modification? President Obama recently...

Tags: Mortgage – Staff Pick – Homeowner – Credit – Financial – Foreclosure – Thrifty

HAFA provides new short sale and deed-in-lieu options

A new federal government program, called Home Affordable Foreclosure Alternatives, encourages lenders to pursue alternatives to foreclosure. Millions Facing Foreclosure No homeowner wants to face...

Tags: HAFA – Homeowner – Foreclosure – Staff Pick

6 Tips To Sell Your Home in a Down Market

Times have changed and unlike a few years ago, it is not easy to sell a home in today's depressed real estate market. If you are not in a position to stay in your home and "wait out the storm", you must be...

Tags: Homeowner – Staff Pick

FHA Home Loan Financing and Benefits

FHA Home Loan Financing and Benefits FHA home mortages have many advantages from lower downpayments to stronger protections. Benefits of an FHA insured Mortgage How can the FHA help you buy a home? FHA...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

How Landlords Can Use Credit Scoring to Make Rental Decisions

Many landlords don't realize that they can quickly and easily review the Credit History of prospective renters by ordering credit reports (and criminal background checks) online. When a property manager...

Tags: Homeowner – Financial – Renters

How To Challenge Your Property Assessment

If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...

Tags: Homeowner – Staff Pick

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