Cross Mountain Ranch Neighbors

Real Estate, Property Values and Homeowner Resources

$8,000 First Time Home Buyers Tax Credit

Who qualifies for the $8,000 first time homebuyers tax credit and the details of how first-time homebuyers can qualify for this unprecedented opportunity are the subjects of this article. The Tax Credit for...

Tags: Homeowner – First Time Homebuyer – Taxes – Thrifty – Mortgage – Staff Pick

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

What Is A Short Sale?

Short sales are on the rise as foreclosure rates continue to mount. Why? Because homeowners, who have fallen behind on their mortgage payments and have seen the value of their homes drop below the purchase...

Tags: Homeowner – Foreclosure – Mortgage – Staff Pick

FAQs About Buying HUD Homes

In the current economic envirionment, there are some incredible deals on HUD homes. This article will answer all your questions on the hows and wherefores of buying a HUD home. Question 1: What is a "HUD...

Tags: Homeowner – Housing – Financial

Obama Loan Modification Plan Explained

The key components of Obama's foreclosure-avoidance program are loan modification and loan refinancing. The details of this provision has created an extraordinary opportunity for millions of people to either...

Tags: Homeowner – Thrifty – Mortgage – Staff Pick

HAFA provides new short sale and deed-in-lieu options

A new federal government program, called Home Affordable Foreclosure Alternatives, encourages lenders to pursue alternatives to foreclosure. Millions Facing Foreclosure No homeowner wants to face...

Tags: HAFA – Homeowner – Foreclosure – Staff Pick

FHA 203K Loan

The FHA 203K loan program is designed to help finance the rehabilitation and repair of  run-down properties. It has been utilized as a primary tool in revitalizing run down neighborhoods. What is the FHA ...

Tags: Homeowner – FHA Loan – Mortgage – 203K

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