An identity thief can strike even if you have been very careful about keeping your personal information to yourself. If you suspect that your personal information has been hijacked and misappropriated to commit fraud or theft, take action immediately, and keep a record of your conversations and correspondence.
If you believe you are a victim of identity theft, contact the police and make a report. Contact each of the three major credit reporting agencies and request that a fraud alert be placed in your credit file.
Equifax, PO Box 742050, Atlanta, Ga. 30374-0250, (800) 525-6285.
Experian, PO Box 1017, Allen, Texas, 755013 (888) 397-3742.
Trans Union, PO Box 6790, Fullerton, Calif. 92634, (800) 680-7289.
Contact the Governor?’s Office of Consumer Affairs, the chief investigative agency for consumer fraud in Georgia.
Governor?’s Office of Consumer Affairs, (404) 651-8600 or(800) 869-1123 or www.ganet.org/gaoca
Contact the Federal Trade Commission (FTC), the national clearinghouse for consumer fraud information. At the FTC or Equifax Web sites, download the universal fraud affidavit, fill it out and submit it to applicable creditors.
The Federal Trade Commission, (877) ID-THEFT or email www.consumer.gov/idtheft or, Equifax www.equifax.com.
Depending on the nature of the fraud, you should contact:
Social Security Administration ?— if your Social Security number has been used in an unauthorized manner, call the Fraud Hotline (800) 269-0721.
Georgia Department of Motor Vehicles ?— if a motor vehicle is involved call (404) 362-6002.
Local Post Office and United States Postal
Inspection Service ?— if mail is involved.
Federal Bureau of Investigation ?— if fraudulent activity extends across state lines.
United States Secret Service ?— if counterfeit checks are involved call (404) 331-6111