Northampton Neighbors

Real Estate, Property Values and Homeowner Resources

6 Tips To Sell Your Home in a Down Market

Times have changed and unlike a few years ago, it is not easy to sell a home in today's depressed real estate market. If you are not in a position to stay in your home and "wait out the storm", you must be...

Tags: Homeowner – Staff Pick

$8,000 First Time Home Buyers Tax Credit

Who qualifies for the $8,000 first time homebuyers tax credit and the details of how first-time homebuyers can qualify for this unprecedented opportunity are the subjects of this article. The Tax Credit for...

Tags: Homeowner – First Time Homebuyer – Taxes – Thrifty – Mortgage – Staff Pick

What is a Reverse Mortgage?

Reverse mortgages are a way for seniors to get cash from their homes without having to sell them and move, or borrow against them and make monthly loan repayments. They are a great way for homeowners who are...

Tags: Mortgage – Staff Pick – Homeowner – Thrifty – Financial

How Landlords Can Use Credit Scoring to Make Rental Decisions

Many landlords don't realize that they can quickly and easily review the Credit History of prospective renters by ordering credit reports (and criminal background checks) online. When a property manager...

Tags: Homeowner – Financial – Renters

Reverse mortgage: the pros and cons

Reverse mortgages can offer extra cash for seniors, but there are drawbacks. Learn what you should take into consideration before taking out a reverse mortgage. Seniors are feeling just as cash-strapped as...

Tags: Homeowner – Mortgage – Staff Pick

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

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