It's been my observation that in many cases H.O.A.'s are a criminal syndicate no different than mafia orginaizations and this is not an axageration. One or more individuals work their way into such positions and channel as much money as they can into diverse bank accounts, they have H.O.A. Lawyers to protect them. It's exactly what mafia orginaizations have done with some city governments where they infiltrate then transfer the wealth of the State into personal funds bankrupting the town, city or State. An undividual doesn't stand a chance against these criminals but if you can make the entire community aware of this criminal syndicate there is power in orginized numbers, you might be able to run the H.O.A. criminals out when a mob with torches show up to evict them, just turn the tables or dig up enough information then this might be a case for the FBI. Back in the 60s Kennedy broke up large Mafia orginizations then he got assasinated. It might take a President to war aganst the mafia infiltration of the H.O.A's. This is no joke, study it for yourself, this is the reality of the world that surrounds us and we can never control this country or our communities if we remain uninformed as to the manner inwhich crimes against us take place.