Homeowners Insurance: What You Need to Know

How much homeowners insurance coverage do you need? What type of policy should you consider buying? Learn more about homeowners insurance and what you need to know to best insure your home, your possessions and your finances.

If you own a home, you need to have homeowner’s insurance. But how much, what type of coverage and whether you need extra coverage depends on your home, your possessions, your assets, and your location. Here’s what you need to know about homeowners insurance before you sign on for that policy.

How much homeowners insurance coverage do you need?
You will need enough to cover the structure of your home should you need to rebuild, to replace your personal possessions, to pay for living expenses if you need to live elsewhere while your home is repaired, and to pay for any damages brought against you by someone injured on your property.

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