Buying A Gift Card? What You Need To Know

Gift Cards
Over 77 percent of shoppers will buy at least one gift card this holiday season. If you’re one of them, be sure you understand exactly what it is you’re buying.

For those hard-to-shop-for people on your list, a gift card can seem like the perfect option—it fits any style and, according to the National Retail Federation, is the gift most requested.

While
new laws implemented on August 22, 2010, by the Credit CARD Act regulate fees, expiration dates and other issues related to gift cards, you’ll still need to do a little homework to ensure the card you’re purchasing is the best value. Here’s what you need to know.

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