Friends of Santa Teresa Park

Real Estate, Property Values and Homeowner Resources

Tips On Buying a Home

The U.S. Department of Housing and Urban Development (HUD) provides information on a full range of housing topics including renting, buying, selling, and home improvements at http://www.hud.gov/. Links to...

Tags: Homeowner – Housing – Financial – Mortgage

What Is A Short Sale?

Short sales are on the rise as foreclosure rates continue to mount. Why? Because homeowners, who have fallen behind on their mortgage payments and have seen the value of their homes drop below the purchase...

Tags: Homeowner – Foreclosure – Mortgage – Staff Pick

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

Is Your Real Estate Agent Working for You?

You might be surprised to learn that a real estate agent can play one of several roles. You might be even more surprised to learn that the real estate agent that you think is working for your best interests...

Tags: Homeowner – Realtor

Lower Your FHA Loan Payments

If you have an FHA loan, a new loan modification program can help you lower your monthly payments. Lower Your FHA Loan Mortgage Payments Have an FHA loan? Want to reduce your mortgage payments? Loans backed...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

Do You Qualify for an FHA Loan?

FHA loans are the easiest type of real estate mortgage loan to qualify for. The FHA guidelines for loan qualification are the most flexible of all mortgage loans and require less than 5% down payment. FHA...

Tags: FHA Loan – Thrifty – Mortgage – Staff Pick – Homeowner

How To Buy A Short Sale Property

You’ll need time and the right temperament to purchase a short sale property, but you could save thousands if you do. It’s no secret that some great real estate deals are out there, thanks to our...

Tags: Staff Pick – Association

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