West Hills Neighborhood Council

FIGHTING IDENTITY THEFT

Reduce the Risk, and What to do if it Happens to You.

We've all heard horror stories about fraud that's committed in stealing a name, address, Social Security, credit cards, etc.
But here's some critical information to limit the damage in case this happens to you or someone you know:
We have been told we should cancel your credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily.

File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important: Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
There are records of all the credit checks initiated by the thieves' purchases.

The numbers are:
Equifax: 800-525-6285
Experian (formerly TRW): 888-397-3742
Trans Union: 800-680-7289
Social Security Administration (fraud line): 800-269-0271

Additional Identity Fraud Information

Coping with Identity Theft
Identity Theft Prevention and Victim Information