32404 Zip Code Profile

32404 is a suburban zip code in Panama City, Florida. The population is primarily white, and mostly married couples. At $156,100 the average home value here is a bit higher than average for the Panama City-Lynn Haven metro area, so this probably isn't the place to look for housing bargains.

The average family income here is $47,729/year. This is less than the national average of $70,000/year. However, the national average number is a little misleading because there are some very wealthy Americans earning $50 million a year or more. (Wouldn't that be nice!) This pushes the national average higher than in would be without those edge cases. The median household income in the US (median, meaning half of US households make more and half make less) is at about $50,000/year. Median family income in 32404 is $42,862.

An intersting fact about income: Men in 32404 earn an average of $27,727/year. Women earn only $17,531/year.

15,695 people in 32404 have jobs. This statistic includes anyone over the age of 16.

Are you thinking about moving to a neighborhood in 32404? You might be interested to know that the average commute time to work for people living here is not bad, only 24.9 minutes.

The median age here is 38. There are 19,907 men and 18,518 women. The median age for men is 37 while for women the median age is 39.

To give you a sense of the community, 16,772 people (out of the 38,425 people live here) have lived in their home at least 5 years. The Post Office delivers mail to 15,412 homes, and 624 businesses every day. 217 people ride bikes or walk to work on a fairly regular basis.

32404 Zip code is located in the Central time zone at 30 degrees latitude (Fun Fact: this is the same latitude as Lhasa, Tibet!) and -86 degrees longitude. It has an average elevation of 25 feet above sea levell.

Neighborhood Link provides FREE neighborhood websites to over 35,000 neighborhoods, HOAs, condo associations, and other local groups across the US. If your neighborhood isn't listed here yet, contact us and we'll set up your site right away!

• Chipley Farmers Market
• Inlet Beach Concerned Neighbors Association
• Island Reserve Condo. Assoc. Inc.
• Nautilus Cove Condo Owners Association
• North Lagoon Heights - Phase II
• Palm Cove HOA

• Seacrest Beaches
• Seacrest Unofficial News
• St. Andrews Waterfront Farmers' Market
• The Palms Town Home Community
• The Villas on San Vincente
• Villas at St. Thomas Square

• Demographics

• Total Population: 38,425
• White Population: 31,377
• Black Population: 5,632
• Hispanic Population: 1,804
• Asian Population: 1,623
• Hawaiian Population: 103
• Indian Population: 652
• Male Population: 19,907
• Female Population: 18,518
• Median Age: 38
• Median Age of Males: 37
• Median Age of Females: 39

• Geography

• Region: South
• Division: South Atlantic
• State: Florida
• CBSA Type: Metropolitan
• CBSA Name: Panama City-Lynn Haven FL
• County: Bay
• City: Panama City
• Longitude: -85.6
• Latitude: 30.2
• Elevation: 26 feet above sea levele
• Area code: 850

• Marital Status

• Average Age

• The Commute to Work

• Total commuters: 15,389
• Drive alone: 12,818
• Carpool: 2,182
• Public transit: 57
• Ride bikes or walk: 217


• Average commute time: 24.9 minutes.
•    0 - 5: 319
•    5 - 9: 1,033
•    10 - 14: 2,102
•    15 - 19: 3,537
•    20 - 24: 3,341
•    25 - 29: 1,123
•    30 - 34: 1,833
•    35 - 39: 320
•    40 - 44: 250
•    45 - 59: 605
•    60 - 89: 393
•    90 plus: 533

• The Economics

• Average House Value: $156,100
• Average Annual Household Income: $51,703
• Businesses: 444
• Employees: 4,573
• Annual Payroll: $122,925,000
• Average Family Income: $47,729
• Median Family Income: $37,354
• Average Income for Men: $27,727
• Average Income for Women: $17,531

• The Politics

• Congressional District: 02
• Congressional District Land Area: 9424.0
• Sr Senator: Marco Rubio (R)
• Jr Senator: Bill Nelson (D)
• US House Representative: Steve Southerland II (R)

• Other Stuff

• County FIPS Code: 005
• State FIPS Code: 12

Neighborhood Link provides free websites to thousands of farmer's markets across the US. If you notice a farmers market that isn't listed here yet, contact us and we'll set up a site right away!

View all schools in Panama City

Primary Schools

Callaway Elementary School

7115 E Hwy 22

Panama City, FL 32404

(850) 871-2645

Parker Elementary School

640 S Hwy 22 A

Panama City, FL 32404

(850) 872-4570

Tommy Smith Elementary School

5044 Tommy Smith Dr

Panama City, FL 32404

(850) 872-7540

Middle Schools

Merritt Brown Middle School

5044 Merritt Brown Way

Panama City, FL 32404

(850) 872-4740