32413 Zip Code Profile

32413 is a sparsely populated, suburban zip code in Panama City Beach, Florida. The population is primarily white, older, and mostly married couples. At $228,100 the average home value here is a bit higher than average for the Panama City-Lynn Haven metro area, so this probably isn't the place to look for housing bargains.

The average family income here is $55,012/year. This is less than the national average of $70,000/year. However, the national average number is a little misleading because there are some very wealthy Americans earning $50 million a year or more. (Wouldn't that be nice!) This pushes the national average higher than in would be without those edge cases. The median household income in the US (median, meaning half of US households make more and half make less) is at about $50,000/year. Median family income in 32413 is $43,750.

An intersting fact about income: Men in 32413 earn an average of $31,054/year. Women earn only $18,356/year.

4,280 people in 32413 have jobs. This statistic includes anyone over the age of 16.

Are you thinking about moving to a neighborhood in 32413? You might be interested to know that the average commute time to work for people living here is not bad, only 23.1 minutes.

The median age here is 45. There are 6,613 men and 6,515 women. The median age for men is 44 while for women the median age is 46.

To give you a sense of the community, 3,640 people (out of the 13,128 people live here) have lived in their home at least 5 years. The Post Office delivers mail to 9,546 homes, and 584 businesses every day. 200 people ride bikes or walk to work on a fairly regular basis.

32413 Zip code is located in the Central time zone at 30 degrees latitude (Fun Fact: this is the same latitude as Lhasa, Tibet!) and -86 degrees longitude. It has an average elevation of 31 feet above sea levell.

• Inlet Beach Concerned Neighbors Association
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• Seacrest Unofficial News

• The Palms Town Home Community
• The Villas on San Vincente

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• Chipley Farmers Market
• Destiny By The Sea
• Edgewood Terrace Homeowners Association Inc.
• Indian Lake
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• Leawood II
• Nautilus Cove Condo Owners Association

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• Palm Cove HOA
• Quail Lake Town Homes
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• Southwind
• St. Andrews Waterfront Farmers' Market
• Villas at St. Thomas Square
• Walton County Farmers Market

• Demographics

• Total Population: 13,128
• White Population: 12,392
• Black Population: 211
• Hispanic Population: 666
• Asian Population: 324
• Hawaiian Population: 34
• Indian Population: 275
• Male Population: 6,613
• Female Population: 6,515
• Median Age: 45
• Median Age of Males: 44
• Median Age of Females: 46

• Geography

• Region: South
• Division: South Atlantic
• State: Florida
• CBSA Type: Metropolitan
• CBSA Name: Panama City-Lynn Haven FL
• County: Bay
• City: Panama City Beach
• Longitude: -85.9
• Latitude: 30.2
• Elevation: 32 feet above sea levele
• Area code: 850

• Marital Status

• Average Age

• The Commute to Work

• Total commuters: 4,174
• Drive alone: 3,210
• Carpool: 642
• Public transit: 10
• Ride bikes or walk: 200


• Average commute time: 23.1 minutes.
•    0 - 5: 239
•    5 - 9: 638
•    10 - 14: 761
•    15 - 19: 543
•    20 - 24: 555
•    25 - 29: 170
•    30 - 34: 603
•    35 - 39: 79
•    40 - 44: 137
•    45 - 59: 247
•    60 - 89: 88
•    90 plus: 114

• The Economics

• Average House Value: $228,100
• Average Annual Household Income: $55,711
• Businesses: 431
• Employees: 5,257
• Annual Payroll: $141,742,000
• Average Family Income: $55,012
• Median Family Income: $37,790
• Average Income for Men: $31,054
• Average Income for Women: $18,356

• The Politics

• Congressional District: 02
• Congressional District Land Area: 9424.0
• Sr Senator: Marco Rubio (R)
• Jr Senator: Bill Nelson (D)
• US House Representative: Steve Southerland II (R)

• Other Stuff

• County FIPS Code: 005
• State FIPS Code: 12

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View all schools in Panama City Beach

Primary Schools

West Bay Elementary School

14813 School Dr

Panama City Beach, FL 32413

(850) 233-5135

Middle Schools

Surfside Middle School

300 Nautilus St

Panama City Beach, FL 32413

(850) 233-5180